Friday, March 21, 2014

Why You Shouldn't Put Off That Insurance Policy Review; An Emergency Service Provider's Perspective


How often do we get those cards in the mail from our insurance agents, reminding us to schedule a policy review? How many of us have actually called them to schedule one? After all, we're busy living our lives, and time is at a premium these days. Maybe our insurance agents could just look over things for us and let us know if they notice any gaps in coverage. That would work, right?

That might sound like an easy solution, but it's just not realistic. Our insurance agents, though smart and knowledgeable, are simply not psychic. They have no way of knowing about that expensive home addition we just built, or about the valuable antiques we've collected since we purchased our homeowner's policy all those years ago. Unless we tell them, they can't possibly know.

Our life circumstances change. We have children, we acquire new things, we retire. All of these are things our insurance agents need to know about in order to make the proper coverage recommendations.

Because of the type of work we do at ServiceMaster by Cornerstone, and the things we see first-hand, we believe we have a unique perspective on the importance of proper insurance coverage.We know that the unthinkable does happen, even to the best of people, and no one ever expects it. Time and again we see people with coverage issues they wouldn't have had if they'd just done that  policy review.

Think of it this way: In less than the amount of time it takes to watch a typical basketball game, you can meet with your insurance agent and be sure that the things you've worked hard for are adequately insured. From our perspective at ServiceMaster by Cornerstone, the time you spend to review your policy might be one of the wisest time investments you ever make.


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